Which of the Following Regulates the Consumer Credit Reporting Industry
Which of the following regulates the consumer credit reporting industry?
A) The Equal Credit Opportunity Act
B) The Fair Credit Reporting Act
C) The Truth-in-Lending Act
D) The Fair Debt Collection Practices Act
E) The Uniform Consumer Leases Act
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Credit reporting requirements (FCRA)
Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V.
Featured topic
On May 15, 2025, the CFPB withdrew its proposed rule titled “Protecting Consumer Information from Harmful Data Broker Practices,” as well as several other guidance documents pertaining to FCRA requirements. More information on these withdrawals can be found here
Rules
Browse consumer reporting final rules to see specific amendments made by each final rule to Regulation V.
Regulations and official interpretations
[For relevant requirements, browse also the FCRA at 15 U.S.C. 1681 to 1681x
Rules related to credit reporting
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https://quizplus.com/quiz/56966-quiz-18-privacy-and-consumer-protection/questions/4357010-which-of-the-following-regulates-the-consumer-credit-reportihttps://www.consumerfinance.gov/compliance/compliance-resources/other-applicable-requirements/fair-credit-reporting-act/