Risk-Based Pricing

The requirements for risk-based pricing notices and credit score disclosures can be extremely confusing at times. Trust me, I know. As was the case for me in the past, most bankers don’t have to worry about understanding the different disclosure options available as a bank will only use one form or another and will never have a need for the other disclosure options. That said, however, understanding which disclosures are required is important to…

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